Available all year round!

You can apply at any time of the year – and have your Christmas spend paid off in 12 months.

Up to £1500 available

Borrow as little or as much of the £1500 that you need.

Up to 12 months to repay

Spread the cost over up to 12 months. It’s fully flexible to your needs!

Guaranteed Rate

Remember our Loan rates ‘Beat the Banks’ on amounts up to £2,999** – and they are guaranteed to be the same for every member who applies!

** Correct as at 4th July 2018

Don’t Delay – Apply Today!


  • Loans

    We do not use representative rates, the rates are applicable to the amount you borrow and all successful applications get the rate we quote.

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  • Member Services

    Loan Protection, Life Savings Cover and our innovative Payment Waiver Scheme are just some of the ways "We've got your back"

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  • Free Member Products

    Getting your hands on your free Card Defender is easy, all you have to do is contact us on 0141 771 1314 and confirm your membership details and we'll send one out.

    Call:0141 771 1314